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Rates Effective: 03/25/08

Featured Rate:
3.29%APY
24 Months - $50,000.00 and over


Term Minimum Deposit To Open Minimum Balance To Earn APY Interest Rate Annual Percentage Yield Compounding Frequency
12 Months $500.00 $500.00 - $49,999.99 2.50% 2.52% Quarterly
$50,000.00 and over 2.75% 2.78% Quarterly
18 Months $500.00 $500.00 - $49,999.99 2.50% 2.52% Quarterly
$50,000.00 and over 2.75% 2.78% Quarterly
24 Months $500.00 $500.00 - $49,999.99 3.00% 3.03% Quarterly
$50,000.00 and over 3.25% 3.29% Quarterly
30 Months $500.00 $500.00 - $49,999.99 3.00% 3.03% Quarterly
$50,000.00 and over 3.25% 3.29% Quarterly
36 Months $500.00 $500.00 - $49,999.99 3.00% 3.03% Quarterly
$50,000.00 and over 3.25% 3.29% Quarterly
48 Months $500.00 $500.00 - $49,999.99 3.00% 3.03% Quarterly
$50,000.00 and over 3.25% 3.29% Quarterly
60 Months $500.00 $500.00 - $49,999.99 3.00% 3.03% Quarterly
$50,000.00 and over 3.25% 3.29% Quarterly
IRA Statement Savings $50.00 $0.01 3.75% 3.81% Monthly

Rates effective as of 03/25/08. Fees could reduce earnings. On Certificate and IRA Accounts a penalty may be imposed for early withdrawal. IRA accounts will be charged an IRA Service Fee of $10.00 annually on December 15th.

All Depositors Insured in Full.