Have You Ever?

• Made an honest mistake in your checkbook?
• Found yourself “a little short”?
• Had unusual or unforeseen expenses at just the wrong time?

You Deserve Consideration

Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts.

Overdraft Privilege Can Mean

• Avoiding high charges from merchants for returned checks.
• New convenience and flexibility in managing your funds.

We will charge our normal fee for Insufficient Funds: $20 (on items paid or returned, per item) for each item that would create an overdraft on your account.
*If you are 18 years or younger or 65 years or older the fee for Insufficient Funds is $5 (on items paid or returned, per item) for each item that would create an overdraft on your account. This fee may apply to any transaction that overdraws your account including, but not limited to, payments authorized by Check, ACH/Electronic Items and ATM/Debit Card Transactions.

For more information please review our Overdraft Privilege Service Description
or contact a customer service representative at 978-283-8200